How to get the best truck insurance quote

There are a variety of factors that determine what kind of truck insurance quote is best, and how much coverage you’ll need. Commercial trucking insurance is available in many different kinds, so you’ll want to get your trucking insurance quote from experts with plenty of experience, like the specialists at Girard Insurance Services.

Gather your information

In order to get the best truck insurance quote, you should first gather the appropriate information. Make sure you have the declaration page of your most-recent commercial vehicle insurance policy. That way, the insurance specialist will have a good starting point to help determine how to customize your new trucking insurance policy.

If you don’t already have commercial vehicle insurance, a copy of your most-recent personal vehicle insurance can still help the specialist build a foundation for your commercial insurance quote.

Also gather the information about your business. Be prepared to tell the specialist how you use your vehicle for business; this is very important for figuring out a truck insurance quote.

For example, you’ll need to describe whether the vehicle carries people or hauls cargo, whether you or your employees drive the vehicle, and whether the vehicle is used daily, or whether it’s parked much of the time while waiting for occasional service calls. Also be prepared to estimate the number of miles the vehicle is driven daily or monthly.

Keep in mind that the specialist will review credit reports for you and your business, in order to provide the best trucking insurance quote.

Details about your vehicle, or vehicles

If the details aren’t already listed on your current truck insurance policy, you should make a list of each vehicle to be insured on your new commercial vehicle insurance policy, including –

  • Model
  • Make
  • Year
  • Gross vehicle weight (GVW)
  • Vehicle identification number (VIN)
  • Cost when it was new
  • Current mileage
  • Driver information

And, for each driver of the vehicle (or vehicles) we’ll need:

  • Full legal name
  • Social Security Number
  • Date of birth
  • Driver’s license number, and state of issuance


For each driver, the state department of motor vehicles will be contacted and the driving records reviewed. This information will be kept confidential.

You’ll be asked to provide information about commercial insurance claims that you may have made before. If you’ve gone without serious losses in the past, then your trucking insurance quote will probably be less.

Work with highly experienced trucking insurance pros

Here at Girard Insurance Services, we have nearly 25 years of experience in helping truckers obtain the best commercial trucking insurance quotes. We can make sure that you have the best coverage at the lowest price.

We offer quick, accurate quotes and we can answer all your questions. Best of all, we provide fast, trouble-free claims service.

Just call us toll free at 844-750-6003