For truckers and commercial drivers who aren’t legally required to have workers’ compensation insurance, we offer occupational accident insurance. This type of insurance is ideal if you’re seeking a high-quality occupational injury insurance coverage on a flexible plan that gives you cost-controls and savings.

Many states require mandatory workers’ compensation insurance in case employees are injured on the job. Occupational accident insurance is an affordable alternative available to employers who want to reduce the risks and costs of accidents related to the job.

In places where the law allows it, employers may decide to opt out of the state’s workers’ compensation program. Or, employers may choose to self-fund all or a portion of their own in-house program.

At your option, we can also provide contingent liability insurance that offers contingent liability coverage. This can provide comprehensive protection for legal expenses and reimbursement of workers’ compensation costs if a contract driver or owner-operator were to make a claim as an employee of your trucking company.

Coverage types

  • Occupational accident coverage
  • Survivor benefits
  • Accidental death, dismemberment or paralysis
  • Accident medical and dental benefits
  • Permanent disability benefits
  • Temporary disability benefits
  • Contingent liability coverage
  • Non-occupational accident benefits
  • Employer’s liability reimbursement
  • Workers’ compensation reimbursement
  • Legal expense reimbursement

At Girard Insurance Services, we understand the needs of independent entrepreneurs in the trucking industry. With nearly 25 years of experience in providing truck insurance, we can help you assess the types of insurance coverage that are available for protecting you and your business.

We’ll show you all the options, so you can choose the best coverage to meet your needs. And, we’re proud of the fact that we offer the best commercial coverage at the industry’s lowest price. Best of all, at Girard we offer fast, no-hassle claims service.

To learn more, call us toll free at 844-750-6003