When you’re in the limousine business, anything can happen. That’s why you should ensure that your limo insurance meets all your needs, so you can focus on doing what you do best – Providing your valued customers with comfortable, reliable service.
Whether you’re taking them to the airport or carrying them for a night of partying, limousine customers expect prompt service and flawless logistics. So, if there’s an issue with one of your vehicles you’ll want it fixed quickly, so you can stay on the road.
And, if a accident or incident exposes you or a driver to a liability claim, you’ll want to make sure of having the right limo insurance protection so you’ll have peace of mind.
You can do your own part by hiring only experienced and well-qualified drivers with excellent driving records, and you should also require that all drivers take the appropriate safe-driving courses.
Another important step is to consult with the limousine insurance professionals at Girard Insurance Services. We can help you assess the risks and show you all the options, so you can choose the best limo insurance to meet your own needs.
Commercial vehicle insurance for limos
The type of coverage you’ll need depends on the type of limo services that you offer with your car, limo or van. Generally, you’ll need coverage for your passengers and to protect you from liability claims. You may need these types of limo coverage:
Personal injury limo insurance covers the expense of injuries and accidents involving your limo. This includes medical bills, rehab, lost wages and perhaps other expenses. It also usually covers pedestrian accidents.
Uninsured and/or underinsured coverage provides protection if you or your driver is involved in an accident caused by another driver who doesn’t have adequate coverage. This coverage is often mandatory for limo operators.
Employment practices liability coverage protects you in case a driver or employee accuses you of harassment, wrongful termination or discrimination.
Bodily injury insurance for drivers is often required. It covers situations where a driver is at fault for an accident.
Property damage liability coverage protects you from the expense of property damage that you or a driver may cause while working.
Choose the right insurance, at the best price
It’s important to choose the right types and amounts of coverage to meet the exact needs of your business. That way, you’ll have the best coverage at the lowest price. We can help you choose the protection you need at the most affordable price.
Just call Girard Insurance Services toll free at 844-750-6003